Everything we do should actually help people. If something you have made does not do some good by its existence, then stop it. Be honest - always. This is the best way that people can trust you and can rely you.
Do not be greedy. There is no sense in making money if you are not going to spend it on meaningful things. Do not forget charities e.g. NGO's caring for individuals having no access to healthcare.
Take two steps back - seriously! Reduce complexity in your daily grind. You will realize - only few things are of essence.
Remember: you are responsible for your own experience. Put your hours in reasonable activities. It will make a difference.
Until fear is gone make the decision to be courageous!